Juliene's new Heritage classic was bought with cash. It is a 2014, and does not have a service plan. With the warranty and the service plan offered by Iron Steed it would come out to about 5,000$. 3 years for service 5 for warranty. Do you think this is worth it or should I use this as an opportunity to learn to work on a bike as I was with the 750? How should I feel about "learning" how to fix something that carries my wife on it. Thoughts?